Sims Mortgage Team Is At Your Service. We Represent You and Your Best Interest

A mortgage is probably the most significant investment you will ever make. Unlike most other financial commitments, you’re in it for the long haul. You want to be working with the very best for such an important transaction. Many lenders and brokers will sell a loan to satisfy their best interests, not yours.

Mortgages can be ridiculously complex financial transactions. Hundreds of details can easily fall through the cracks if your broker isn’t on top of his game. We at Calyx Mortgage d/b/a Sims Mortgage Team carefully help you evaluate a mortgage within the context of your financial situation and goals.

Steer clear of the broker who tries to get you to commit to a larger mortgage by insisting, “It’s only a little extra each month.”

Desperate mortgage brokers play the low-ball game when they’re hunting for loans. Look out for those who promise you the world. These individuals are generally playing a bait-and-switch game, hoping to lure you into their clutches. Either they’re going to try to pass through some hidden fees or change your rate at the last minute. It’s the only way they can deliver on something too good to be true.

We at Sims Mortgage Team never have to seek out new customers. We generate referrals from the honest and effective way we conduct business. We are in it for the long-term, not just a quick buck. We work hard and deserve to be fairly compensated. We are honest and bring value to the table; you need to guard against those who become skittish about fees or avoid discussing them.

Fortunately, you will never have to worry about that with us. We are always forthright about fees.

Every borrower brings a unique package of needs, capacities, and preferences to the table. There is no one size fits all solution. We don’t slip into trade jargon and are always happy to answer issues that may vex you.

Every loan has a story; let’s write yours!