There is no such thing as a comparison rate. There is a base rate which is where all other rates are derived from, and then there is the effective rate which is calculated based on your circumstances, property details, credit scores, and the cost of closing the loan.
We offer pre-approvals based on your particular situation, and not that of your friend, family member, or neighbor who may have a better or worse rate than you are being quoted for all the reasons mentioned above.
Yes, we could give you a lowball rate to get you to commit to doing your loan with us but were don’t need the headaches and conversation which will typically follow once your situation is confirmed.
If you’re ready to apply for your home loan, please complete our short pre-application to get started