You’ve done your part by serving our country, now allow us to serve you by helping you with your VA loan.
You’ve done your part by serving our country, now allow us to serve you by helping you with your VA loan.
More relaxed qualification criteria for veterans
More competitive rates and terms for Veteran’s
Whether your looking to purchase a new or resale home, or looking to take advantage of historically low mortgage rates, we can help you achieve your borrowing goals
The VA does not lend money or issue loans, but instead pledges to repay about 25% of every loan it guarantees in the unlikely event the borrower defaults. That guarantee gives VA-approved lenders greater protection when lending to military borrowers and often leads to highly competitive rates and terms for qualified veterans.
The primary benefit of a VA loan over any other loan program is the borrower’s ability to purchase with no money down. Apart from the government’s UDSA’s Rural Development home loan and Fannie Mae’s Home Path, it’s impossible to find a lending option today that provides borrowers with 100 percent financing.
VA loans also come with less stringent underwriting standards and requirements than conventional loans. In fact, statistically approximately 80 percent of VA borrowers would not qualify for a conventional loan. These loans also come with no private mortgage insurance (PMI), a monthly expense that conventional borrowers are required to pay unless they put down at least 20 percent of the loan amount.
All brokers, loans and lenders are not equal, which is why it’s important to have the right brokerage team on your side.
Any qualifying veteran are eligible for a VA home loan. We also offer loan programs for Non-Veteran and retired folks.
Minimum of 5% down payment required on purchases
Minimum credit score – usually 620
Post- bankruptcy: can qualify after 4 years
Other conditions may apply on a case-by-case basis and subject to lenders qualification criteria.
