Borrower Portal | +1 (346) 932-1197

Loan Officer Resources | Realtor Login | Loan Officer Login
Sims Mortgage Team
  • Home
    • About Us
    • Team
    • Our Process
    • Contact Us
    • Testimonials
  • Loan Programs
    • Home Purchase Loan
    • Mortgage Refinance
    • Cash Out Refinance
  • Loan Types
    • Compare Loan Types
    • Fixed Rate Mortgage
    • Adjustable Rate Mortgage
    • FHA Loans
    • Reverse Mortgage
    • VA Loan
    • Non QM Loans
  • Lenders
    • Become A Lender
  • Resource & Info Center
    • Calculators
      • Payment Calculator
      • Savings Calculator
      • Amortization Calculator
      • Investment Property Calculator
      • Property Value Calculator
      • Cap Rate Calculator
    • Glossary of Mortgage Terms
    • FAQ Page
  • Blog
    Sims Mortgage Team > MLO Resources > Exception and CIC Request

Exception and CIC Request

Step 1 of 4

25%
  • Change Request Terms

  • Use this form to submit circumstance and change requests for existing borrowers
  • Please enter your password to proceed
  • Request Type

  • Please indicate the type of request you're looking to submit
  • Please indicate why you feel the need to resubmit this loan
  • Borrower & Loan Info

  • (If applicable, else type N/A if not an active loan)
  • Date Format: MM slash DD slash YYYY
  • Date Format: MM slash DD slash YYYY
  • I agree and understand that if there is any additional cost incurred to fulfill this change request. I as the loan officer will be responsible for such cost.

    I also understand that processing is a service charge to the borrower for the time and effort it takes to process a loan from start to finish. As such any discounts or waiver of processing fees will be a chargeback to the loan officer. There are no exceptions to this rule, so please do not ask for an exception as refusal often offends.

    Additionally, if a loan change request is denied, there is no supreme court to overturn the ruling, so keep moving on and sell more loans.

    If a change request is granted, and the loan officer and borrower both agree to the change requested, the loan officer shall be responsible for any additional cost to move.

    All loan resubmissions are subject to a resubmission fee of $375. If a resubmission is granted, then the loan officer shall be responsible for the additional resubmission cost.

    If a resubmission is denied and the loan cancels the cancellation will go against your pull-through rate which determines your level of compensation.

Our goal at Sims Mortgage Team is to provide access to home purchase loans and mortgage refinance at competitive interest rates and without the usual hassle of the home loan application process.

Calyx Mortgage, Inc
d/b/a Sims Mortgage Team
COMPANY NMLS # 2035595

2245 Texas Drive, Suite 300
Sugar Land, TX 77479

Simran Patel – Broker / MLO
MLO NMLS # 955654

 

+1 (346) 932-1197

  • Home
  • Loan Pre-Application
  • Our Team
  • Contact Us
  • Testimonials
  • Home Purchase Loan
  • Mortgage Refinance Loan
  • Home Equity Loan
  • Debt Consolidation Loan
  • Facebook
  • Google Plus
  • Twitter
  • Linked In

Texas Consumer Complaint and Recovery Fund Notice

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Pre-approval is based on a preliminary review of credit information provided to Calyx Mortgage, Inc d/b/a Sims Mortgage Team which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, and income information, and a satisfactory appraisal.

Copyright 2021 | Sim Mortgage Team. All rights reserved

Terms of use | Privacy Policy