Our goal at Sims Mortgage Team is to provide access to home purchase loans and mortgage refinance at competitive interest rates and without the usual hassle of the home loan application process.
By: Suraj Rajput
Mortgage Broker vs. Direct Lender: What’s the Difference? Homebuyers have two primary options when obtaining a mortgage: working with a mortgage broker or directly approaching a lender. While both...Read More
Calyx Mortgage, Inc
d/b/a Sims Mortgage Team
COMPANY NMLS # 2035595
2245 Texas Drive, Suite 300
Sugar Land, TX 77479
Simran Patel – Broker / MLO
MLO NMLS # 955654
+1 (346) 932-1197
Texas Consumer Complaint and Recovery Fund Notice
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Pre-approval is based on a preliminary review of credit information provided to Calyx Mortgage, Inc d/b/a Sims Mortgage Team which has not been reviewed by Underwriting. Final loan approval is subject to a full Underwriting review of support documentation including, but not limited to, applicants’ creditworthiness, assets, and income information, and a satisfactory appraisal.
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