Our goal at Sims Mortgage Team is to provide access to home purchase loans and mortgage refinance at competitive interest rates and without the usual hassle of the home loan application process.
Requirements for First-Time Buyers: Understanding FHA Loans As a first-time buyer, navigating the world of mortgages can be overwhelming. However, the Federal Housing Administration (FHA) offers a viable option...Read More
What Can A Real Estate Agent Do To Help Me Sell My House? Let’s Find Out Selling a home can be a complex and challenging process, but with the...Read More
2023 Housing Market Predictions: When Will Home Prices Be Affordably Low Again? May has arrived, but the spring housing market is still in its infancy and may prove to...Read More
The Pros and Cons of Renting vs. Buying in Today’s Market Whether to rent or buy a property can be a significant decision, especially in today’s market. The current...Read More
What is an Earnest Money Deposit and Why is it Important? As you buy a new home, you’ll undoubtedly come across the term “earnest money.” It’s a common term...Read More
Ability-to-Repay/Qualified Mortgage Rule! Everything You Need To Know. The Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule is a set of regulations issued by the Consumer Financial Protection Bureau (CFPB) to prevent risky...Read More
What Is Mortgage Forbearance And How Does It Work? The COVID-19 pandemic has had a significant impact on the economy, causing financial hardship for many individuals and families. One...Read More