Our goal at Sims Mortgage Team is to provide access to home purchase loans and mortgage refinance at competitive interest rates and without the usual hassle of the home loan application process.
New Home Purchase Loans
2023 Housing Market Predictions: When Will Home Prices Be Affordably Low Again? May has arrived, but the spring housing market is still in its infancy and may prove to...
Read MoreThe Pros and Cons of Renting vs. Buying in Today’s Market Whether to rent or buy a property can be a significant decision, especially in today’s market. The current...
Read MoreWhat is an Earnest Money Deposit and Why is it Important? As you buy a new home, you’ll undoubtedly come across the term “earnest money.” It’s a common term...
Read MoreAbility-to-Repay/Qualified Mortgage Rule! Everything You Need To Know. The Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule is a set of regulations issued by the Consumer Financial Protection Bureau (CFPB) to prevent risky...
Read MoreWhat Is Mortgage Forbearance And How Does It Work? The COVID-19 pandemic has had a significant impact on the economy, causing financial hardship for many individuals and families. One...
Read MoreThe Role of Technology in the Mortgage Industry The mortgage industry has come a long way since its inception. It used to be a time-consuming and tedious process, involving...
Read MoreBrokers, Banks And LO’s Are Advertising Mortgage Rates As Low As 1.99%. Truth Of The Matter Is That The Going Mortgage Rate Is Almost 1% Higher Than What Is...
Read MoreThis is a question that gets are very frequently at the beginning of any new home loan application While the documentation requirements vary from lender to lender, at Sims...
Read More