2023 Housing Market Predictions: When Will Home Prices Be Affordably Low Again?

By: Suraj Rajput

2023 Housing Market Predictions: When Will Home Prices Be Affordably Low Again? May has arrived, but the spring housing market is still in its infancy and may prove to...

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The Pros and Cons of Renting vs. Buying in Today’s Market

By: Suraj Rajput

The Pros and Cons of Renting vs. Buying in Today’s Market Whether to rent or buy a property can be a significant decision, especially in today’s market. The current...

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What is an Earnest Money Deposit and Why is it Important?

By: Suraj Rajput

What is an Earnest Money Deposit and Why is it Important? As you buy a new home, you’ll undoubtedly come across the term “earnest money.” It’s a common term...

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Ability-to-Repay/Qualified Mortgage Rule! Everything You Need To Know.

By: Suraj Rajput

Ability-to-Repay/Qualified Mortgage Rule! Everything You Need To Know. The Ability-to-Repay/Qualified Mortgage (ATR/QM) Rule is a set of regulations issued by the Consumer Financial Protection Bureau (CFPB) to prevent risky...

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What Is Mortgage Forbearance And How Does It Work?

By: Suraj Rajput

What Is Mortgage Forbearance And How Does It Work? The COVID-19 pandemic has had a significant impact on the economy, causing financial hardship for many individuals and families. One...

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The Role of Technology in the Mortgage Industry

By: Suraj Rajput

The Role of Technology in the Mortgage Industry The mortgage industry has come a long way since its inception. It used to be a time-consuming and tedious process, involving...

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Stop Paying Rent Program from Zero Down

By: Mortgage Guru

Stop Paying Rent Program from Zero Down

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Best Mortgage Rates In Texas Are Not As Low As You Think. In Fact They’re Back Over 3%

By: Mortgage Guru

Brokers, Banks And LO’s Are Advertising Mortgage Rates As Low As 1.99%. Truth Of The Matter Is That The Going Mortgage Rate Is Almost 1% Higher Than What Is...

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What Documents Will I Be Required To Submit For A New Home Loan

By: Mortgage Guru

This is a question that gets are very frequently at the beginning of any new home loan application While the documentation requirements vary from lender to lender, at Sims...

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