What Documents Will I Be Required To Submit For A Home Loan Refinance

By: Mortgage Guru

This is a question that gets are very frequently at the beginning of any mortgage refinance application.

A home loan refinance is not quite the same as normal new home loan application, the documentation requirements for a home loan refinance vary from lender to lender, as well as dependent on the home in question along with a number of other factors.

At SimsMortgageTeam we require the following documents in order to begin your home loan refinance application process.

  1. Last 2 Years W-2’s for all Borrowers
  2. Last 2 Paystubs
  3. Last 2 Months Bank Statements
  4. Latest Mortgage Statement
  5. Copy of Homeowner’s Insurance Policy
  6. Copy of Home Owner’s Insurance
  7. Copy of Survey
  8. Copy OF Driver’s License and Social Security Card

Please keep in mind that the above list of documents is not to be misunderstood as the only documents required to completely process your home loan application.

Each situation and loan application is as unique as the applicant themselves, therefore you may be required to provide additional documentation at the request of the lender.

It is advisable to be completely transparent, open, and honest about your situation, in order for Sims Mortgage Team to be able to help without incident and delays.

If you’re looking to purchase or refinance your existing loan, please complete our easy to use pre-approval loan application wizard.

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